H&R Cake Emerald Prepaid Mastercard®

Convenience and security in your wallet.

With an Emerald Card®, you can admission your coin quickly, and get your refund deposited directly into your Emerald Card account. You can even make purchases anywhere Debit Mastercard® is accustomed. No more bank check cashing fees – just an easy way to keep your money safer than conveying cash.

Fast and easy features you tin can bank on.

Go your coin chop-chop.

Fast access without check-cashing fees — get your refund and payroll direct deposited onto your Emerald Card.

Use the check-to-card service.

Through the MyBlock mobile app, y'all can load bank check funds into your Emerald Card Account, with options for Funds in Minutes (fees apply) or Funds in Days (no fee).

Enjoy admission to cash.

Get cash dorsum with purchases from retailers and at ATMs anywhere in the U.S. that Debit Mastercard is accepted.

Manage all of your coin.

Add together payroll, unemployment or regime benefits, greenbacks and checks to your Emerald Card account all yr long.

Set up neb pay.

Pay bills from your Emerald Card, and manage your account from any device.

Put away for the future.

Set bated funds for a rainy day within your Emerald Carte Account.

Proceed your coin safe.

An H&R Block Emerald Card is safer than conveying cash. The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. Plus, the Mastercard Zero Liability policy protects yous from unauthorized purchases, theft and fraud.

manage finances with myblock app

Cardholder Agreement Update

Effective immediately, your Emerald Card Cardholder Understanding has inverse. Yous can notice the full updated terms here.

MetaBank, N.A., the issuer of the Emerald Carte, is beingness appointed as custodian of your funds in your Emerald Card account. As custodian, MetaBank is able to place your funds at one or more than FDIC-insured Program Banks. Run into Section four of the Cardholder Agreement for total details on MetaBank interim equally custodian.

All Program Banks are FDIC insured, and so your funds are still eligible for FDIC insurance up to the limits set by the FDIC. In the event that a Program Bank fails, your funds volition be aggregated with whatsoever other funds y'all take on eolith at that institution to determine if the FDIC insurance limit of $250,000 is met. To assist with calculating your FDIC deposit insurance coverage, the FDIC has an Electronic Deposit Insurance Estimator available.

No, aught will change about how you apply your card, how you log into Emerald Online, etc.

Y'all should immediately transfer or spend all the funds in your Emerald Card account. You may also contact customer service at 1-866-353-1266 to close your Emerald Card business relationship. Y'all tin receive a check or ACH of your remaining funds for no fee.

Common FAQs

The Emerald Card is a reloadable prepaid debit menu for straight eolith of your tax refund that can exist used twelvemonth circular with like shooting fish in a barrel admission to your funds. The Emerald Menu can be used anywhere Debit Mastercard is accepted. You tin add coin to your Card account at any time by receiving a direct deposit (payroll, unemployment, or government benefits), loading a check through our MyBlock mobile app, transfering coin from a linked account or calculation cash at participating retail reload locations.

You may use at your nearest participating H&R Cake taxation office or online while using our digital revenue enhancement preparation product.

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no accuse by calling 1-866-353-1266, or past writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Aye, an individual cardholder can log in to Emerald Online through their MyBlock account to authorize the addition of a joint cardholder and allow that person to apply during the same online session. An individual cardholder could besides qualify the addition of a articulation cardholder in the tax function, and that person could present a driver's license or another accustomed form of identification and apply while in the tax office with the private cardholder. If the new individual is canonical, they will share equal buying of the funds in the Carte Business relationship. Approved articulation cardholders who applied through Emerald Online will receive a new personalized Card in the mail within 7-x business days. Approved joint cardholders who applied in the tax office can receive an instant-issue Carte du jour immediately or they tin can order a personalized Card to be mailed to them.

Yes, the funds in your Emerald Card Business relationship are FDIC insured to the maximum permitted by law. For additional information, go to FDIC.

Please call i-866-353-1266 to report a lost or stolen card as before long as possible.

Transaction FAQs

Please contact us equally soon every bit possible at 1-866-353-1266 to minimize your losses. If you contact us inside 2 business days after you larn of the loss or theft of your Carte, you can lose no more $50.00 if someone used your card without your permission. If you contact u.s.a. most a fraud merits and asking a Written Confirmation of Fraud form, one will exist provided to you. Or, you tin submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas Urban center, MO 64171.

No. You lot are not allowed to exceed the available amount in your Card Account. Even so, if your Card Account residuum should ever become negative, you will be responsible for repaying the corporeality of the negative balance.

Take questions near the H&R Block Emerald Carte?
Access the Emerald Carte Cardholder Agreement to learn more. You can besides contact us at one-866-353-1266. At that place is no accuse for contacting usa.

H&R Block Emerald Prepaid Mastercard® is issued by MetaBank®, Due north.A., Member FDIC, pursuant to license past Mastercard International Incorporated. Mastercard® and the circles blueprint are registered trademarks of Mastercard International Incorporated.